Tag: OCC / Banking Regulation
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OCC Conditionally Approves National Trust Bank Charters for Major Digital Asset Firms
On December 12, 2025, the Office of the Comptroller of the Currency (OCC) announced that “[t]he OCC conditionally approved applications for de novo national trust bank charters for First National Digital Currency Bank and Ripple National Trust Bank. The OCC also conditionally approved applications to convert from a state trust company to a national trust…
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OCC Chief Urges Banks to View Stablecoins as Opportunity, Not Threat
As reported by CoinDesk writer Jesse Hamilton, OCC chief Jonathan Gould, speaking at the American Bankers Association Annual Convention on Monday, downplayed fears that stablecoins could trigger a sudden deposit crisis, urging community banks to see them as competitive tools rather than threats. While banks push Congress to tighten the GENIUS Act amid projections of…